Term Insurance

Viren Business Solutions Pvt. Ltd. offers Term Insurance—the simplest and most affordable way to protect your family’s future. A term plan ensures that in the unfortunate event of the policyholder’s demise during the policy term, the nominee receives a lump sum payout (sum assured) to manage life’s expenses and maintain financial stability.

We partner with trusted insurers to help you choose the right term plan with:

• High coverage at low premiums
• Flexible policy terms (10 to 40 years)
• Option to enhance cover with riders like accidental death, critical illness & disability
• Tax benefits under Section 80C (premium) and 10(10D) (payout)
• Easy online/offline application process with expert guidance
• Peace of mind knowing your family’s financial future is protected

Whether you're a salaried professional, business owner, or self-employed, term insurance is the most cost-effective way to secure your dependents and reduce future financial uncertainty.

Benefits of Life Insurance

• High Coverage at Low Premiums Get substantial life cover at affordable rates, especially when purchased at a younger age.
• Financial Protection for Family Ensures your loved ones are financially secure in your absence—covers debts, daily expenses, and future goals.
• Simple and Transparent Pure protection plan with no hidden costs—easy to understand and manage.
• Tax Benefits Premiums qualify for deductions under Section 80C, and death benefits are tax-free under Section 10(10D) of the Income Tax Act.
• Flexible Policy Terms Choose coverage duration as per your needs—10, 20, 30, or even 40 years.
• Optional Riders for Extra Protection Add-on covers like Accidental Death, Critical Illness, and Waiver of Premium enhance your policy benefits.
• Claim Payout Options Select between lump sum, monthly income, or a combination—as per your family’s financial needs.
• Peace of Mind Knowing your family is protected gives you mental relief and long-term assurance.